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What Does Final Underwriting Mean

What does underwriting mean when you apply for a mortgage? Underwriters are lending employees trained to examine your financial and other documents, and either decline or approve your mortgage.

The final underwriting compares what you put on the application to what your documentation actually says, the way the bank interprets things. If your documentation has been checked and approved you are set.

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Getting a Final Approval.. Once you complete your mortgage application, you’ll probably receive a status that reads "submission to underwriting." But what does that mean, and what’s next?

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What Comes After Underwriting Approval? Loan Underwriters and the Mortgage Underwriting Process. – During the mortgage underwriting stage, your application moves from the desk of the loan processor to the mortgage underwriter. The mortgage underwriter will ensure your financial profile matches your lender’s guidelines and loan criteria and he or she will ultimately make the final decision: to approve or deny your loan request.

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The final underwriting compares what you put on the application to what your documentation actually says, the way the bank interprets things. If your documentation has been checked and approved you are set.

An underwriting agreement is a contract between a group of investment bankers in an underwriting syndicate and the issuer of a new securities offering. more Insurance Underwriter