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how much credit card debt is acceptable

What is a debt-to-income ratio? Why is the 43% debt-to. – Your gross monthly income is generally the amount of money you have earned before your taxes and other deductions are taken out. For example, if you pay $1500 a month for your mortgage and another $100 a month for an auto loan and $400 a month for the rest of.

What percentage of available credit should you stay under. – How much of your available credit should you use to keep a high credit score? There’s no one-size-fits-all answer, but the less credit you use, the better The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we.

CC Balance-to-Limit Ratio Calculator – Credit Card Calculators – CC Balance-to-Limit Ratio Calculator How much of my credit card limit am I using? Use this calculator to figure your balance-to-limit ratio or what percentage of your available credit card debt you are actually using. A low balance-to-limit ratio indicates you use your available credit wisely, which is important to lenders and plays a.

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Do I Have Too Much Debt? – Warning Signs & How to Improve – The typical american household carries an average debt of $134,643. Whether it’s mortgages ($176,222 average debt), student loans ($49,905), auto loans ($28,948) or credit card debt ($16,748), money issues are rampant through every age group.

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Further assuming that you can get a 30-year fixed-rate mortgage at an interest rate of 4%, and that your monthly mortgage payments are a maximum of $900 (leaving $267, or $1,167 less $900 monthly towards insurance, property taxes and other housing expenses), the maximum mortgage debt you can take on is about $188,500.

Is Debt Card How Credit Much Acceptable – Auntmayscottage – Debt management plan: If you’re facing a mountain of credit card debt and not making much progress, a nonprofit credit counseling agency can set up a debt management plan to cut your interest.. To summarize, at an income level of $50,000 annually or $4,167 per month, a reasonable amount of debt would be anything below the maximum threshold of $188,500 in mortgage debt and an additional.

Can a Debt Collector Double My Debt? – A Credit.com reader asks: I have an old credit card. acceptable and was hoping you might have some advice for negotiating with a collection agency to settle and clear a debt. Yes, debt collectors.

What Is Debt-to-Credit Ratio? – SmartAsset – The Meaning Behind Your Credit Utilization Ratio. Whether the credit line for your credit card is $2,000 or $10,000, that number wasn’t made up out of thin air. When you applied for the card, your lender likely looked at your financial background and assigned you a credit limit based on your income, your credit score, bankruptcy risk and/or your debt-to-income ratio (how much you’re.

what is mortgage rate and apr What Is APR and How Does It Differ From Interest Rates? – TheStreet – For example, on a mortgage loan, APR will add closing costs and other fees to the interest owed on the loan, providing a more explicit cost of.